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Sang, 44 years old, is a hardworking woman who has been married and has six children. She currently resides in the Prey Chor district of Kompong Cham province. Sang was born and raised on a low-income family farm and didn’t have a good education. She helped her parents farm and has been farming ever since. After she was married, the family pursued farming as their main income to support themselves and their children’s education.

Due to a shortage of funds to buy necessary items to grow rice next season, Sang decided to borrow a loan from Kiva lenders to cover her operating costs. She will also use a portion of the loan to pay the construction laborers who just finished building her ground-floor room. In the future, Sang anticipates having a wide farmland for plentiful rice production.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 153
    View loans »
    Cambodia Loans Fundraising
  • $41,452,375
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Sang to buy necessary items to grow rice.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 1, 2013
Currency Exchange Loss:
Aug 17, 2014