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Yoem lives in the Dongkor district with her family. She has two children who both work in the industrial sector and help support the family with their monthly salary. Yoem, their 37-year-old mother, doesn’t rely on their income, however. She makes and sells different kinds of Khmer cakes to generate her own income of $4 US per day. She has been operating this business for a few years and has been recognized by her neighbors.

Yoem would like to take out a loan of $1,500 US to purchase a motorcycle to support her children in their transportation needs. This would allow them to reduce their daily costs and to save up for future household use. Yoem believes that the loan will surely enable them to satisfy their living needs.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 124
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Yoem to purchase a motorcycle to support her children's transportation needs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013