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Sreng, who is from a low-income family, was photographed at the side of her thatched house situated in Prey Chor district, Kompong Cham province. She lives with her family and operates a farming business. She has been engaged in a rice farming business for more than 10 years. Her husband helps her in farming and uses his remaining time on fishing activities. Together, they generate approximately 4 USD per day. Sreng is 30 years old, married, and the mother of 3 children.

Sreng is coming to HKL again for her third loan due to insufficient finances. She is now requesting a loan in the sum of 1,700,000 KHR to supplement her capital in order to purchase timbers, planks of wood, and nails to repair and renovate her house. She hopes to have her house finished soon.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 89
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Sreng to purchase timbers, planks of wood, and nails to repair and renovate her house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 19, 2013