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Noem's Group
In this Group: Noem, Mao, Suon, Sarim
Originally from Battambang Province’s Moung Russey District, Noem is 57 years old. He is one breadwinner in the family who needs to raise two children out of eight children, as they are still in school.

Noem’s income is mainly from five hectares of rice-cropping and two hectares of long bean-growing. He is able to make almost 27,000 KHR per day to cover the daily necessity expenses in the family.

Noem’s original loan was one of his three cycle loans, which he completely repaid back already. The past subsequent loans have helped him to better support his business and relieve his family’s burden.

Now, Noem forms a group of four members and he is in his fourth-cycle loan. He is the group leader and is applying for 1,400,000 KHR. As the leader, he is going to use his portion to pay for harvesting fees, potash purchasing and labor costs.

He hopes that this purchase will support his business on time and get back to him triple yield; thereby, he can upgrade his standard of living for his children’s sake.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 229
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noem's Group's $1,175 loan helped a member to pay for harvesting fees, potash purchasing, and labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013