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Update on Mohamed

This is 46 year-old Mohamed. He is married, and has four children, aged 20, 17, 13 and 10. He has one additional dependent, who lives with him because of schooling. In 1993, Mohamed established his tailoring business. He began his business just to enable him to settle his domestic problem. His business is located at the center of town and his main customers are both men and women. Working 7 days a week and 10 hours a day, he earns about Le 350,000 every month from this business. He would like a loan in the amount of Le 3,000,000. Mohamed has already received and successfully repaid two loans and now requires a new loan in order to buy tailoring supplies. He hopes that this loan will help increase his output. In the future, Mohamed plans to establish a modern tailoring shop and to develop his plot of land. He thanks you for your support.

Previous Loan Details

This is 45-year-old Mohamed, a married father of four children aged 19, 16, 13 and 9 years. His nephew, who is attending school, and his mother also live with him. In 1993, Mohamed established his tailoring business as his livelihood, and works 7 days a week and 10 hours a day, earning about... More from Mohamed's previous loan »

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,349.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mohamed to buy tailoring materials.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Dec 20, 2012
Currency Exchange Loss:
Sep 17, 2013
This photo was used before for a previous loan for Mohamed. It was first posted on Kiva on Mar, 2012. Learn More