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Blanca Teresa

Update on Blanca Teresa

Blanca Teresa is 43 years old and married. She lives with her husband and children in the rural community of Aguas Frías de Mocache in the canton of Mocache.

The "El Progreso" communal bank is also located in Aguas Frías de Mocache, in the canton of Mocache. For the past ten years, members of this communal bank have made their livings farming short-cycle crops, like corn, rice, and cacao.

Blanca Teresa works in agriculture, growing corn and rice on her own fields. She buys her supplies and sells her harvests in Mocache.

She is requesting this loan for the purchase of seeds, urea, insecticides, fertilizers, and compost for her crops. The previous loan helped her to increase her income to support her family and to invest in her crops.

Blanca Teresa's dream is to buy a house with a yard and a shed. In her free time, she really enjoys doing housework.
View original language description ↓
Blanca Teresa tiene 43 años es casada, vive con el esposo y los hijos. Vive en el Recinto Aguas frías de Mocache, Cantón Mocache.

Ventanilla EL PROGRESO se encuentra ubicada en el Recinto Aguas Frías de Mocache, perteneciente al cantón Mocache, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, cacao hace 10 años.

Blanca Teresa se dedica a la agricultura a la siembra de maíz, arroz en terrenos propios. Compra y vende sus productos en Mocache.

El crédito solicito para la compra de semillas, urea, insecticidas, fertilizantes y abonos para los cultivos. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir en la siembra. Su sueño es comprar una casa con un jardìn y galpon.

Disfruta mucho en sus tiempos libres haciendo labores de la casa.

Previous Loan Details

Blanca Teresa is 42 years old and married. She lives with her husband and children in Recinto Aguas Frías de Mocache, Cantón Mocache. The 'El Progreso' community bank is located in Aguas Frías de Mocache, in Mocache canton. The members of this bank work in short-cycle agriculture, and have be... More from Blanca Teresa's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Blanca Teresa to purchase seeds, urea, insecticides, fertilizers and compost for her crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 3, 2012
Dec 19, 2012
Currency Exchange Loss:
Jul 19, 2013