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Manuel is an enterprising 38-year-old man, who lives with his wife. He is currently seeking a loan to buy supplies such as fertiliser and fumigant. He wants to protect his coffee plants, so as to keep them in good condition during their growth and, thereby, obtain a high-quality product. The only thing stopping him is the fact that he lacks the money to continue production. He and his wife depend on the business for their livelihood and it is for this reason that he is applying for a loan. This FUDECOSUR loan is his first; he has no other loans from state banks, but FUDECOSUR has granted him the loan with better loan facilities and with much lower interest rates...
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Manuel, un hombre emprendedor , tiene 38 años de edad, es casado y vive con su esposa actualmente, el solicito un préstamo con el anhelo de comprar insumos como abonos, y fumigantes, el desea dar asistencia a los cultivos de café, con la finalidad de mantenerlas en buenas condiciones durante su desarrollo, para obtener un producto de buena calidad , la única delimitación que este caballero tiene es la falta de dinero para continuar creciendo, ya que de esta actividad económica dependen para poder salir adelante, por lo que él hace una solicitud de crédito , y es el primer préstamo que ha recibido de FUDECOSUR. El no registra otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 2
    View loans »
    Costa Rica Loans Fundraising
  • $4,789,625
    Funds lent in using Kiva
  • 500.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Manuel to buy supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 19, 2012
Currency Exchange Loss:
Feb 26, 2015