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Update on Noemi

Noemí’s a member of the “Virgen Asunta de Calca” communal bank in Calca del Cusco Province, Peru. She has a bazaar where she continues working selling various products like personal hygiene items and notions. She’s asking for the loan to buy merchandise like perfumery, cleaning supplies like soap and shampoo and also notions to stock her business. Noemí is very grateful to KIVA for helping her maintain her economic activity that’s her main source of income for family support.
View original language description ↓
La socia es la señora Noemí, ella pertenece al banco comunal “Virgen Asunta de Calca” de la provincia de Calca del Cusco – Perú La señora Noemí tiene un bazar donde continúa dedicandose al comercio de productos varios como productos de higiene personal y también pasamanería. Noemí está solicitando el préstamo para comprar mercadería como perfumería, productos de aseo como jabón, shampoo y también productos de pasamanería para capitalizar su comercio, Noemí está muy agradecida con KIVA por ayudarla con el mantenimiento de su actividad económica la cual representa el principal ingreso económico y sustento de su familia.

Previous Loan Details

This communal bank member continues her business of selling shampoos, soaps, and toilet paper. She has a stand where she sells these articles. She works from 8 am to 5 pm. With this business, she wants to raise her children. Her dream is to have a shop where she could sell these items. She is app... More from Noemi's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 74
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Noemi to buy perfumes, cleaning supplies and notions.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 1, 2013
Currency Exchange Loss:
May 17, 2013