A loan of $2,775 helped a member to purchase rice, oil, dough, potatoes, sugar, etc.


Kalbari Group's story

Nalini is a 38-year-old woman standing second from the left in the photograph. She resides in Bissum Cuttack in the Rayagada District of Odisha, India. The village of Bissum Cuttack is in a hilly area and is home to a number of tribal groups including one called Dongrias. In the year 2009, Nalini and three women from her village (Sanjulata, Archana and Gouri) formed a Joint Liability Group named Kalbari to take a loan from Mahashakti Foundation. Nalini has three sons, ages 22, 20 and 18. All are studying in the town college. While Nalini’s husband, Purandar, age 40, works as a driver in the local police station, his monthly salary of Rs 4,000 alone can not meet their household expenses. So Nalini decided to open a grocery shop. For four years, Nalini has been involved with Mahashakti Foundation to expand her business and is now earning a profit of Rs 5,000 a month. She is requesting a loan of Rs 50,000 to invest in her grocery shop by purchasing rice, oil, dough, potatoes, soap, tea dust, sugar, etc. She hopes to increase her profit margin and be able to provide for her children and pay for their college expenses.

In this group: Sanjulata, Gouri, Archana, Nalini
*not pictured



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Loan details