A loan of $575 helped to buy facial and body lotions, cosmetics, etc.

Katerine's story

Katerine is 28 years old and lives in a traditional neighborhood south of the city of Barranquilla with her spouse and their four-year-old son. She has worked there for seven years selling a variety of products, such as lotions, perfumes, skin products and personal use products. She started this business out of her own initiative to help with the home expenses and with it she has been able to improve the condition of her home. The products she offers are in a specialized catalog, which is provided by a company that she is affiliated to and from which she takes the orders from the sales she makes. Sales are frequently made on credit terms and purchases of merchandise are made on cash terms, she works on business activities from 7 AM to 9 PM. Her clients are neighbors, friends, classmates and anyone that she can identify as a potential customer; she pays attention to their needs or wishes and offers them products. Her goal is to organize a store where she can offer products that her neighbors want or wish to buy. She is currently applying for a Kiva credit, with which she will buy facial and body lotions, cosmetics, etc. With this she will increase her working capital to buy more volume and get special discounts that will benefit her clients that have already put orders in and that she will make a bit more money on.

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Translated from Spanish by Kiva volunteer Sofia Burt

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