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Update on Delia

Our partner is Delia, she belongs to the community bank "Virgen Asunta de Calca" in the province of Calca del Cusco, Peru. Delia is still working in her business of baking and selling bread. Delia is requesting the loan to buy supplies like flour, sugar, yeast, salt, etc., to make bread for this Christmas season, Delia is grateful to Kiva for helping her with her business activity which represents the main income source for her and the support of her family.
View original language description ↓
La socia es la señora Delia, ella pertenece al banco comunal “Virgen Asunta de Calca” de la provincia de Calca del Cusco – Perú. La señora Delia continúa dedicandose a la panadería en la producción y venta de este alimento. Delia está solicitando su préstamo como en anteriores ocasiones, para comprar insumos como harina, azúcar, levadura, sal, etc. para la producción de panetones para esta campaña navideña, Delia está muy agradecida con KIVA por ayudarla con el mantenimiento de su actividad económica la cual representa el principal ingreso económico y sustento de su familia.

Previous Loan Details

The member is still working in her business of baking and selling bread. She has a bakery where she works from 8:00 a.m. until 6:00 p.m. She is an enterprising and hardworking woman, and her dream is to have a larger shop where she can sell her breads. The member is requesting the loan to buy sup... More from Delia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Delia to buy ingredients such as flour, sugar, yeast, salt, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 1, 2013
Currency Exchange Loss:
May 17, 2013