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Marcia Mercedes
Marcia Mercedes, 34, is single and has two children. She lives with her children in the El Jobo area of Ventanas Canton in the province of Los Ríos. She belongs to Nuevo Jerusalén Communal Bank in El Jobo, Ventanas Canton, where people make a living in agriculture and livestock.

Marcia Mercedes makes a living growing corn and rice. With the loan she'll be able to buy supplies such as fertilizer, manure, and insecticide to avoid pests and disease.

She makes her purchases in the city of Ventanas. The loan has helped her increase her income and her crops.

Her dream is to buy a plot of land to continue growing crops. In her free time she likes to rest and watch television.
View original language description ↓
Marcia Mercedes tiene 34 años de edad de estado civil soltera tiene dos hijos vive con los hijos en el Recinto EL JOBO perteneciente al Canton Ventanas Provincia de Los Rios.

Pertenece a la Ventanilla NUEVO JERUSALEN se encuentra ubicada el el recinto EL JOBO, perteneciente al canton Ventanas se dedica a labores agricolas y pecuarias. Marcia se dedica a la agricultura a la siembra de maiz y arroz.

Con el credito podra comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Ventanas. El credito le ayudado para aumentar los ingresos y los cultivos. El sueño es compara un terreno para seguir sembrando.

En los tiempos libres le gusta descansar y ver la televesion

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $25,604,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Marcia Mercedes to buy fertilizer, manure, and insecticide.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 4, 2012
Dec 19, 2012
Currency Exchange Loss:
Aug 17, 2013