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Razia is 47 years old, and a married woman. She has had a sewing business for the past four years. She knows the techniques of sewing very well and over time she has become well known in her community. Her designs are very popular on her street, and she is the best source of income in her household. However, she initially faced a lot of problems, especially in meeting her daily expenses and also in the growth of her children. She is a mother of six; three of her daughters help her in her business.

Razia wants to grow her business so she has requested a loan of PKR 20,000 to buy a new sewing machine with spools of threads in various colors. She has been in association with Kashf Foundation for four years. She has a dream of running a training center for girls in her area. She would like to teach them sewing skills, so they can help her expand her business, and to also earn money for themselves.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 226
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Razia to buy a new sewing machine with spools of threads in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2014