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Shukrani Group
In this Group: Byabagula, Lukambala, Bungilila, Guraonza, Zirirane, Lubango, Mariamu, Mapendo, Feza, Muhindo, Nashinja, Mulonda, Sifa, Bulonza, Furaha, Nsimire
Byabagula is a courageous client who has been president of the Shukrani loan group for four months. She is married to a businessman and has 12 children who are all in school. Byabagula is requesting this new loan to buy 200 pairs of used shoes. She works hard to achieve her dream which is to build a house. She thanks Hekima and prays that God will bless them greatly.
View original language description ↓
Byabagula est une cliente courage. Elle est présidente du groupe de crédit Shukrani depuis 4mois. Mariée à un homme d’affaire, elle est mère de 12 enfants tous scolarisés. La cliente sollicite ce nouveau credit pour s’approvisionner en 200 paires des souliers usagers. Elle travaille durement pour réaliser son rêve qui est celui de construire une maison d'habitation. Elle remercie Hekima et prie Dieu de le bénir abondamment.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Shukrani Group's $3,325 loan helped a member to buy 200 pairs of used shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 19, 2012
Currency Exchange Loss:
May 17, 2013