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Alvina lives in the Ararat region with her husband, son, daughter and mother-in-law. Alvina runs a little store where she trades in different goods. Due to her friendly attitude and high-quality service, Alvina has gained many loyal clients over the years. Now Alvina needs some financial investment to increase the variety of products she sells, in order to meet her clients' demands. With the loan Alvina will purchase supplies for her shop.

As the shop is the only source of income for this family, it is very important for Alvina to have a high income and ensure a better living for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Alvina to pay for stock for her shop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 19, 2012
Currency Exchange Loss:
May 17, 2013