Sammita is a 31-year-old who lives in Pipradhi-6 toll in Balirampur VDC of the Bara District. She lives with her husband and two sons. After getting married Sammita and her husband started a construction business to build shutters for buildings. They stared with a loan of just Rs. 20,000 from Nirdhan Bank as a loan which was used for purchasing wood (pataha) for shuttering buildings. Sammita now wants to expand the business so she has taken a loan of Rs 100,000.