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Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible.
Your donation of any size makes a difference. Thanks for investing in a better future,
Premal Shah, President & Co-Founder, Kiva
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A loan of $550 helped to buy more stocks of groceries to sell.


Ramona's story

Ramona is 65 years old and married, with seven children. Ramona works hard to provide for her family. She runs a general store in the Philippines and has requested a 22000 PHP loan through Negros Women for Tomorrow Foundation, Inc. (NWTF) to buy more stocks of groceries to sell.

Ramona has been in this business for eleven years and has previously received funds through Kiva. She aspires to save money to expand her business.



Loan details


Lenders and lending teams



Loan details