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Adelia is 26 years old and she is married. She has been working hard for the past few years, but she is still having a lot of difficulties in the family.

Adelia has a kiosk in front of her house. This is the only way she can generate income, but she does not have enough working capital to improve her business. She opened her kiosk in 2009 with her own working capital of $400.

She is applying for a loan of $1,000 USD to buy some additional items, such as coffee, sugar, biscuits, candies, soft drinks, hard drinks, and other stock to keep in her kiosk. She lives in a town near the city; it is easy for her to make her way to buy things from the market.

She is happy with Tuba Rai Metin (TRM) activities that offer loans to poor people, especially women. With the income, she hopes to make her business bigger in the future and to improve her living conditions.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 0
    View loans »
    Timor-Leste Loans Fundraising
  • $2,575,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Adelia to buy coffee, sugar, biscuits, candies, soft drinks, hard drinks, and other stock for her kiosk.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 19, 2012
Currency Exchange Loss:
Apr 17, 2013