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This is 38 year-old Abdulai. He is married and has four children ages 18, 14, 11 and 4, all attending school. In 2006, Abdulai established his business selling tablets of paracetamol, septrin, ORS, metro, B & S, diclofinac, ampiclox, amplicilin, amoxycilin etc. He began his business because he came from a poor family so his parents were able to pay his school fees up to Form V but no further. His family could not afford his college fees. He engaged in cassava and groundnut farming and the proceeds were used to start petty trading. Working seven days a week and 11 hours a day, he earns about Le 2,310,000 every month from this business. He would like a loan in the amount of Le 4,500,000. Abdulai has already received and successfully repaid one loan and now requires a new loan in order to buy paracetamol tablets - 4 cartons @ Le280,000, ORS - 2 cartons @ Le450,000, syrup for adults - 100 bottles @ Le8000, syrup for children - 150 bottles @ Le4,000, novalgine Injections - 18 boxes @ Le60,000. In the future, Abdulai plans to build a house, educate his children, acquire a bigger shop and open another outlet. This loan will help to generate more income. Inadequate capital is his major problem. He is hardworking and honest. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 39
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,349.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Abdulai to buy more medicine for his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 18, 2012
Currency Exchange Loss:
Jul 17, 2013