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Update on Aminata

This is 38 year-old Aminata. She is married, and has three children ages 13, 10 and 4, all attending school. She has one additional dependent, who was adopted as a son. In 1993, Aminata established her business selling baby clothing, diapers, flasks, oil, soap, walkers etc. She began her business because she was too poor to attend school. She used to sell with her elder sister but when she matured, her sister gave her some money to start a business. Working seven days a week and 11 hours a day, she earns about Le 2,250,000 every month from this business. She would like a loan in the amount of Le 5,000,000. Aminata has already received and successfully repaid three loans, and now requires a new loan in order to purchase flasks (large size) - 2 dozen @ Le750,000, baby walkers - 1 dozen @ Le120,000, nappies - 1 bundle @ Le1,120,000, flasks (small size) - 18 pieces @ Le50,000. The balance of Le40,000 will be used for transportation. In the future, Aminata plans to build a house, educate her children, acquire a shop and send her children abroad for further education. This loan will help to expand her business. Her major challenge is weather because during the rains, sales are very slow. She is a hardworking business woman She thanks you for your support.

Previous Loan Details

This is Aminata, who is 37 years old. She is married to a policeman and has 3 children, aged 4, 10, and 13, all of whom are attending school. She has 1 additional dependent who lives with her because she doesn't have a male child. In 1993, Aminata established her baby clothing business. She p... More from Aminata's previous loan »

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,349.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Aminata to purchase cotton napkins, towels and baby panties for her clothing business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 18, 2012
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Aminata. It was first posted on Kiva on Oct, 2011. Learn More