A loan of $400 helped to buy lubricants in greater volume.


Paola's story

Paola is 22 years old and is a hard-working and determined woman, in addition to being kind and very attentive. She is Gino's partner who works as a police officer. Together they live comfortably in her mother's house. She lives in the company of her parents, her sister, her brother-in-law and her partner. Paola's business is the sale of lubricants, for which she set up a rented locale in partnership with a friend, where the partner serves customers the majority of the time, since Paola counts on a job as a policewoman for work, and has rotating shifts. She started this business in partnership more than 8 months ago, because of the idea and plan of her friend, sharing the profits fairly. She considers the business profitable enough because of the profits that it leaves her, since she succeeds in selling many lubricants because of the demand and the growth of the parking lot. She likes the business because of the additional income that it generates. She is looking forward to increasing the customer service personnel, because the customers are increasing each day. She doesn't like the disorder that is caused by the minute when her locale fills up. But the financial income allows her to increase her income. On the other hand she has plans to continue and grow the business. Therefore this will be loan number 2 with the microfinance institution. Therefore she counts on this small loan in order to be able to complete her objectives. In addition to feeling comfortable with her group since she considers them to be kind and in solidarity, therefore she commits to completing the payment of her installments. With the requested amount of 1,000 PEN, she will invest in the purchase of lubricants in greater volume seeking low prices for her purchases. In this manner she will obtain greater profit margins and increase her stock of merchandise available for sale.

Translated from Spanish by Kiva volunteer S Mason


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