A loan of $325 helped to buy staples to stock her new grocery store.


Marubeni's story

Marubeni, 38, is a hardworking, determined, happy, and cordial woman. She lives comfortably in her own home with her live-in partner Digno and their two children, ages 12 and 10. Marubeni sells prepared traditional foods such as juanes, grilled chicken, and meat skewers. Every afternoon she sets up a table in the patio of her house to offer prepared meats and sodas and friendly service to her customers, who are mainly neighbors who recommend her to others who then become regular customers.

Eight years ago, she received a personal loan and started selling and buying in small lots. She increased her purchases as customer demand increased, and, up to that time, she financed the business on her own. The business was profitable, and she sold almost everything she made. She likes her work because she knows how to cook. She started her business because she needed her own income and job, as her pension did not cover her children's expenses, and she had financial difficulties.

Having been successful, she wants to expand and open a small grocery store in her house, and this will be her sixth loan cycle with MFP. She is pleased that she continues to have access to the credit necessary for her plans. She likes her communal bank because she considers its members as her friends and they are responsible. With the loan of 800 nuevo soles, she will buy a variety of groceries at affordable prices so that she can start her new business and increase her income.

Translated from Spanish by Kiva volunteer


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