A loan of $925 helped a member to purchase a refrigerator and make repairs to her restaurant.

Maa Santoshi Group's story

The name of this Joint Liability Group is Maa Santoshi. It consists of four active women. All the entrepreneurs of this group belong to Bhawanipatna town in the Kalahandi district in Odisha, India. Sabita, standing on the extreme left in a yellow sari in the photo, is one of the members of this group. She is 40 years of age and lives with her husband, one daughter (20 years old) and one son (22 years old). Her family migrated to this area 30 years ago to maintain their livelihood.

Sabita has been running a grocery store along with a small restaurant attached to it for the last 15 years with the help of her husband. Both the wife and husband manage the business. To manage the restaurant, she has engaged three workers whom she pays 10,000 INR per month. Sabita earns a net monthly profit of 8,000 INR from the business. It is difficult on her part to manage the household as well as business expenses. Sabita has a desire to increase her income by adding some value-added items to her existing business. She wants to purchase a refrigerator for the grocery store for keeping soft drinks and she wants to repair the restaurant shed with the loan. Sabita has a dream of establishing herself as a proud owner of a quality restaurant and marrying her daughter in a respectable manner.

The other three members of her group. Kuni, Manju and Budhamani, are running a tire reselling centre and barber shops.

In this group: Sabita, Kuni, Manju, Budhamani
*not pictured

Loan details

Lenders and lending teams

Loan details