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Satenik studies natural resource management at Armenian State Pedagogical University after Khachatur Abovyan. Together with her studies, Satenik also works at a local secondary school as a teacher. As her monthly income doesn't allow her to pay for tuition, Satenik has applied for this loan. With the requested amount she will pay university tuition and will be able to complete her education.
Satenik lives with her parents, sister, and brother in Bazmaberd, of the Aragatsotn region.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • 407.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Satenik to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 18, 2012
Currency Exchange Loss:
Jun 17, 2013