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Goodness Group
In this Group: Victoria, Salomey
This group is made up of two partners, Victoria and Salomey. They have been together since 2011.

Salomey is a 38-year-old trader, who has three children and is married to David, a 39-year-old auto mechanic. She has been with ID Ghana for a year and is doing very well with both her business and family.

She has been selling cloth for ten years. She works from Monday to Saturday, every week. Because there is no competition around her, she is able to sell more of her product. She also uses some cloth to sew for her customers in the community. Thanks to ID Ghana’s training on savings, she has cultivated the habit to save.

This is her third loan, and she needs 800 GHS to buy more sewing accessories to sell to the customers. With earnings from her business and the help of her husband, she has been able to educate their children to the junior high school level. She wishes to help them go further.

Salomey and Victoria need a total amount of 1,200 GHS to buy more goods to sell to their customers in the community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Goodness Group's $650 loan helped a member to buy more dressmaking supplies for sale to her customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 18, 2012
Currency Exchange Loss:
Jul 17, 2013