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Parveen's Group
In this Group: Parveen, Robina , Gulshan , Samina , Tasleem , Madiha
Parveen is a 38-year-old woman who is living in Rawalpindi, Pakistan, with her husband, two daughters and three sons. Her husband is a laborer. One son is an auto mechanic, while the others are a laborer and student respectively. Parveen's husband's income is insufficient to meet the household expenses; therefore they are going through a very difficult time.

Parveen is a very hardworking and independent woman. She has an excellent skill of making bangles. By selling handmade bangles, she helps her husband to meet the family's needs and her children's education expenses. She has been operating her business very efficiently and honestly for the past 20 years. Her clients always love her work and appreciate her a lot for her excellent skills.

Parveen, as a member of a six-person lending group, has requested a loan from Kiva partner BRAC Pakistan. With the loan amount, she will be purchasing some material to make more variety of bangles.

As she is living in a rented house with her family, she dreams of building her own house. She also desires to increase her business and to provide a quality education for her children. Parveen and her family are very much thankful to both BRAC Pakistan and Kiva.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Parveen's Group's $1,300 loan helped a member to purchase material to make a variety of bangles for her handmade bangles business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Dec 18, 2012
Currency Exchange Loss:
Oct 17, 2013