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Tine is forty-two years old and lives in northeast Albania. She is married and has four school-aged children: 17, 14, 10 and 8 years old.

Tine’s activity for the past fourteen some years has been in livestock. Even though her husband has been helping her in this activity, she is the one who operates it. She sells milk and baby animals to the locals. “Despite complaints about the economy going down, for some reason, my earning income from this activity hasn’t changed for the worse. And I am glad about it,” she said.

Tine is in need now of a loan of approximately USD 1400 to buy another milk cow to expand her activity. This would be her first one.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 6
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 106.4
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Tine to add another milk cow.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2015