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Update on Irina

Irina used her previous loan from Kiva to build an additional greenhouse. Having built it, the family managed to increase the income from the garden after a great season, to 130,000 hryvnia for the full season. Moreover, they were also able to landscape the yard, making a summer pavilion. They purchased a vehicle for the business, and her husband purchased valuable and expensive power tools for his work: A drill and a cement mixer.

This time, Irina hopes to invest the amount received from Kiva, in the amount of 24,000 hryvnia, in building three new greenhouses at her plot of land, making them heated. As a result of this, the income may increase up to double. In the picture, Irina stands next to her husband, who actively helps her manage the business.
View original language description ↓
Ирина использовала предыдущий кредит КИВА для того, чтобы построить дополнительную теплицу. Построив её, семье удалось после хорошего сезона увеличить доход с огорода до 130 000 гривен за сезон. Более того, они смогли также благоустроить двор, сделав летнюю площадку, купили автомобиль для бизнеса, а муж приобрёл ценные и дорогие электроинструменты для работы: дрель и бетономешалку.
В этот раз Ирина надеется вложить сумму, полученную от КИВА, в размере 24 000 гривен в постройку трёх новых теплиц на своём участке, сделав их под отоплением. В результате этого доход может увеличиться в два раза.
Примечание: на фотографии Ирина стоит рядом со своим мужем, который активно помогает ей в бизнесе.

Previous Loan Details

Irina is married to Danil. They have two grown sons. Irina has run her own business for nine years. She grows early vegetables. Irina decided to go into this business because it's very prospective for her region. Right now, she has four large greenhouses and a "nursery" greenhouse, for seedlings... More from Irina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,975 helped Irina to build three new greenhouses at her plot of land.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Dec 19, 2012
Currency Exchange Loss:
Sep 17, 2013