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Risalat is 48 years old, married, and has 6 children. Four of her children work in the Russian Federation; the youngest two are in school. As a source of income for her family, Risalat took up animal husbandry and farming. She started with the piece of land alloted to her by the government after the collapse of the USSR, and today her business brings in about 5,000 som (KGS) from animal husbandry and farming. Because of Risalat's hard work, she now has four milk cows.

With an aim to further develop her business, Risalat applied to Bai Tushum & Partners for a loan of 135,000 som (KGS) to buy bulls and cows. Risalat plans to invest the profit in further growing her business by increasing the size of her herd. Among her plans are to give her youngest children a good education and to marry off her middle son.
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Рисалат 48 лет, замужем, имеет 6 детей. 4 детей работают в РФ, младшие двое учатся в школе. В качестве источника дохода для семьи, Рисалат начала заниматься животноводством и полеводством. Начатое с земли выделенной государством после распада СССР, хозяйство на сегодня приносит около 5,000 сом (KGS) в месяц от животноводства и полеводства. Благодаря упорному труду Рисалат , ее хозяйство насчитывает 4 дойные коровы. В целях дальнейшего развития своего бизнеса, Рисалат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку быков и коров. Доходы Рисалат планирует вложить в дальнейшее увеличение бизнес за счет увеличения поголовья скота. В её планах дать хорошее образование младшим детям и женить среднего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,875 helped Risalat to purchase cows and bulls.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Dec 19, 2012
Currency Exchange Loss:
Dec 17, 2014