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Pianika Group
In this Group: Rinawati, Eka Sari , Priyani , Suwanti , Rina , Nurlina , Siti , Sri
Rinawati is a leader group of 8 people, called Pianika. They live in Jatinegara in the East part of Jakarta. Rinawati is 37 years old and married, but her husband passed away. Rinawati has one child who is already in college now. She also has one adult dependent, and her cousins live together with them.

Rinawati has a kiosk in front of her house in which she sells some kinds of instant drinks. She started her business 1 year ago. At first, she only sold some sachets, but now she can sell almost 1200 sachets a week. From this income she can pay for electricity, school fees, and her family's daily needs.

Rinawati and the other members of the Pianika group are requesting financial support from VisionFund Indonesia for the second time so that they can increase their working capital. Rinawati will use it to buy items like chocolate chips, sugar, cheese, and cookies to sell in addition to her instant drinks. She has a dream to see her child work in the embassy.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 23
    View loans »
    Indonesia Loans Fundraising
  • $6,137,150
    Funds lent in using Kiva
  • 9,635.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pianika Group's $1,675 loan helped a member to buy items like sugar, chocolate chips, and cheese.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 18, 2012
Currency Exchange Loss:
Nov 2, 2013