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Muhabatkhon is 56 years old. She is a woman of good taste and she has a kind heart. Her husband died young, leaving her with one son. She raised her son alone, married him off, and now she has two grandsons. To earn an income and help his mother, Muhabatkhon's son went to work in the Russian Federation. However, he doesn't send any money to the family. Having not received any money from her son, Muhabatkhon decided to start her own business in processing apricot kernels. With this goal in mind, she studied in a course called "Achieve Success" that is organized by the Association of Business Women and she received a graduation certificate. She now has business-related skills.

She will buy apricot kernels, clean them with a special machine, and then sell them at the local market. Her daughter-in-law will help her with the business. She plans to use the income she earns to provide her grandsons and daughter-in-law with all the necessities of life. She is requesting a loan of 4,500 somoni to buy the machine for cleaning the apricot kernels so she can start her business. She is relying on your kindness.
View original language description ↓
Мухабатхону 56 лет. Она женщина со вкусом и добрым сердцем. Ее муж умер молодым, и она осталась с одним сыном. Она вырастила сына сама, женила его, и данное время имеет 2 внуков. Для получения дохода, чтобы помочь матери сын Мухабатхона уехал в Российскую Федерацию. Однако он не отправляет денег семье. После того как Мухабатхон не получила денег от сына она решила организовать свой бизнес переработкой косточки абрикоса.
С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь у нее есть навыки в сфере бизнеса. Она будет покупать косточки абрикоса, чистить косточки на специальном аппарате и продавать на местном рынке. Ее невестка будет помогать ей в ведении бизнеса. От полученного дохода она планирует обеспечить своих внуков и невестку со всеми не обходимыми средствами. Она запрашивает займ на сумму 4500 сомони для покупки аппарата для чистки косточки абрикоса, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 214
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Muhabatkhon to buy equipment for processing apricot kernels.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 19, 2012
Currency Exchange Loss:
Jan 18, 2014