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Maruf is an energetic young man with big plans for the future. He is 26 years old, married, and has two children. He loves his family very much and tries to provide them with all the best living conditions. In an effort to earn an income and to provide his family with all the necessitites, he has worked for several years now as a long-haul driver. Since he is good mannered, thanks to his parents, his colleagues like and respect him very much. Maruf tries as hard as he can to earn more money. Nonetheless, his income isn't enough to purchase everything necessary for living.

At the present time, he doesn't have any savings for buying coal and wood for the winter. If he doesn't buy coal and wood, the cold will make it impossible for them to make through the winter in their home. His children are small and they get sick very easily. Maruf is requesting a loan of 2,200 somoni to buy coal and wood. He is relying on your kindness.
View original language description ↓
Маруф молодой и энергичный человек с большими планами будущим. Ему 26 лет. Он женат и на воспитании имеет 2 детей. Он очень любит свою семью и старается обеспечить их с лучшим условием проживания. С целью получения дохода и обеспечения семьи со всеми не обходимыми средствами уже несколько лет он работает в авто колоне. Так как он хорошо воспитанный благодаря его родителям, его коллеги очень любят и уважают его. Маруф старается из-за всех сил, чтобы получить больше дохода. Однако его доход не позволяет для покупки всех не обходимых средства для проживания. Данное время у него нет сбережения для покупки угля и дров для зимовки. Если он не будет покупать угль и дров, то в его доме будет невозможно проводить зиму из-за холода. Его дети маленькие и очень быстро простуживаются. Маруф запрашивает займ на сумму 2200 сомони для покупки угля и дров. Он ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Maruf to buy coal and wood for using in winter.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Dec 19, 2012
Currency Exchange Loss:
Jan 18, 2014