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Mzia is 55 years old, and from a small village in the Tskaltubo district. Mzia has a large family: a husband, three sons, a daughter-in-law and a grandson. Her husband has a retirement pension.

The family runs an agricultural business. Specifically, they have two milk cows, whose milk is used in cheese production. Mzia milks the cows and produces cheese, and sells locally in an open market at a good price. Mzia also has two pigs and sells piglets locally. Each member of the family works hard, and does all of the agricultural work.

Mzia has requested a loan for renovating the house. Their house is too old, and there are 7 members of the family living in it; it needs renovation. After renovating the house, they will be able to live in better conditions in the winter. Mzia awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,643,950
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Mzia to renovate her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 18, 2012
Currency Exchange Loss:
Jul 17, 2013