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Thaem's Group
In this Group: Thaem, Yoen, Phally
Thaem is a villager from a rural area located in the Battambang province’s Moung Russey district. She is 47 years old and married with five children, two of whom are dependents and still in school. He and his wife earn a living through farming rice on a 2-hectare area of farmland. Together, they can earn about KHR 27,000 per day from the current business and can save about KHR 10,000 each day for the future needs.
Thaem has been with VisionFund for five loan cycles and completely paid back the past loans which have helped him to relieve his family’s burden and improve their livelihood. Now he is leading his group of three to request another loan of KHR 1,400,000 each. As the leader, he is going use his portion to buy fertilizer and pesticides for his farmland. He hopes to grow his rice healthfully so as to make a better living and keep his children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thaem's Group's $1,050 loan helped a member to buy fertilizer and pesticides for his farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013