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Gulsaana is 54 years old and married with five children. All of her children are grown except her youngest daughter who is still in school. Gulsaana has a grandson who is two years old. She is a good, peaceful and optimistic person. Thanks to her efforts and diligence, Gulsaana's business has good potential. She raises livestock for resale and she is also involved in agriculture, working 1.5 hectares of land annually. Since the main crop of the area is beans, Gulsaana grows them as well as perennial grasses. Having started her business in 1995 with 10,000 KGS, she now has ten head of sheep, two horses, two cows and two bulls. Her monthly income is 10,000 som (KGS). She has turned to Bai Tushum and Partners for a loan of 60,000 som (KGS). On receiving her loan, she plans to purchase ewes so she can increase the size of her herd. Gulsaana told us that she wants to fulfill an old dream, which is to purchase a car.
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Гулсаана 54 лет, замужем, мать 5 детей.Все дети у заемщицы взрослые, лишь одна младшая дочка, учится в школе. У Гульсааны есть внук, ему 2 годика.По характеру человек очень хороший, спокойный и очень оптимистичный. Благодаря стараниям и трудолюбию Гулсаана её бизнес имеет хороший потенциал. Она занимается откормом с последующей реализацией скота, паралельно она занимается полеводством, ежегодно обрабатывает 1,50 га земли. Так как основной культурой данной области является фасоль, Гулсаана тоже сажает данные вид культуры и многолетние травы. Начав этот бизнес в 1995 году с 10,000 KGS сейчас у неё имеется 10 голов овец, 2 лошади, 2 коровы и и 2 бычка. Ежемесячный доход Гулсаана составляет 10,000 KGS Сом. Она обратилась в "Бай Тушум и Партнеры" за кредитом в размере 60,000 KGS сом. На полученные средства она собирается закупить овцематок, для последующего увеличения скота.Гулсаана поделилась с нами что хочет осуществить давнюю мечту, купить авто.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Gulsaana to purchase sheep.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Jan 2, 2013
Currency Exchange Loss:
Dec 17, 2013