A loan of $1,275 helped to buy sandals, purses, perfumes, costmetics, etc.


Deysi Francisca's story

The communal bank, Virgin of the Sea, gets together every 15 days in the beautiful seaside area of San Mateo in the city of Manta, which is known for its beautiful beaches that are visited year-round by foreign and local tourists. Most of the population depends on the fishing industry and jobs of the sea. It is here that Daysi lives. She is 36 years old, married, and has two children who are 18 and 6 years old. The youngest studies at the local elementary school. Her husband is a fisherman. Doña Deysi sells sandals, purses, and Yanbal products (beauty products, cosmetics, perfumes, and women's accessories) as a way of making an income to help her husband with the household expenses. She works three days a week for two to three hours per day. She sells her products on credit and charges every eight days. She has more than 11 years of experience, and has retained loyal customers. This loan is to buy sandals, purses, perfumes, creams, cosmetics, as well as other products. Doña Deysi has been with the communal bank for more than 13 years, and she likes it because the payments are easy to make. Her dream is to have a new boat with which her husband can complete his jobs at sea.

Translated from Spanish by Kiva volunteer Carrie Straub


Loan details


Lenders and lending teams



Loan details