A loan of $1,275 helped to buy clothing of all types, perfumes, crèmes, cosmetics, and fishing supplies.


Paola Katherine's story

The Communal Bank “Virgen del Mar” meets every 15 days at the beautiful seaside resort of San Mateo in the city of Manta. This city is known for its beautiful beaches that are frequented throughout the year by local and foreign tourists. Most of the residents work in the fishing industry or have jobs that are related to the sea.


Sra. Paola lives in this place. She is 29 years old, married, and has two children (ages 6 and 2). The older child is in first grade. Her husband is a fisherman.


Doña Paola is a homemaker who earns additional income by selling clothing of types and Yanbal products (beauty products, cosmetics, perfumes, and women’s accessories). She conducts her sales by going door-to-door three times a week. Paola has been in this business for five years. She will also use her loan to buy fishing supplies such as nets, harpoons, fuel, and other supplies that her husband needs. He has a small fishing boat that he uses every day for his work out on the sea. He has been in this business for more than five years.


This loan will be used to buy clothing of all types, perfumes, crèmes, cosmetics, and fishing supplies. Paola has been with the Communal Bank for five years and enjoys the low interest rates that are charged on the loans.


Her dream is to acquire another fishing boat since the one her husband currently has is very small.

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Translated from Spanish by Kiva volunteer Ronan Reodica


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