A loan of $1,475 helped to buy trousers, blouses, and T-shirts to sell as well as fishing supplies for her husband's business.

Johana Elizabeth's story

The Communal Bank “Virgen del Mar” meets every 15 days at the beautiful seaside resort of San Mateo in the city of Manta. This city is known for its beautiful beaches that are frequented throughout the year by local and foreign tourists. Most of the residents work in the fishing industry or have jobs that are related to the sea.

Sra. Johana lives in this place. She is 31 years old, married, and has three children (ages 10, 8, and 3). The older children attend school. Her husband works as a chauffeur and a merchant.

Doña Johana earns some money on her own so that she can help her husband with the household expenses. She sells clothing of all types by going door-to-door. Her husband also brings in fishing supplies that are sold either to local merchants or directly to the fishermen in the area. Both Johana and her husband work every day whether it be providing transportation, selling fishing supplies, or selling clothes. She extends credit to her customers and collects payment on the weekends. Johana has been in this business for three years and is doing very well.

The loan she will receive will be used to buy more merchandise such as trousers, blouses, and T-shirts, as well as fishing supplies. She has been with the Communal Bank for two years and enjoys the assistance she has received through the loans.

Her dream is to have a car that she can use for making sales.

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Translated from Spanish by Kiva volunteer Ronan Reodica

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