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Morn L., 37 years of age, lives in Kampong Cham Province, where she has been a farmer since 1998 and currently earns $2 per day. Her husband, Yeth Hay, raises ducks for a living and earns about $5 per day. Ducks are a delicacy in Khmer cuisine, a tradition that has its roots in Chinese culture. The family has five children who are still living in the family home.

Morn L. is mostly a subsistence farmer, providing food for her family. But she sees her husband’s business as the real source of income for her family. She is therefore requesting a loan to buy him a large supply of duck feed to have on hand in the future.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Morn to buy duck feed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 13, 2008
May 29, 2008
Currency Exchange Loss:
Jan 15, 2010