A loan of $1,675 helped to buy fabric to make sheets, shoes, and all kinds of clothing.


Carlos José's story

With Christmas and New Year's Eve coming up, Carlos plans to increase his shop's inventory in order to be ready for the upcoming busy season. His customers are largely comprised of neighbors, friends, relatives and others to whom he has been recommended. Some of these, he allows to make purchases on credit, and others by weekly payments. For this reason, a lack of working capital has been Carlos' biggest challenge in carrying out his plan to better stock his store.

Since he opened his business four years ago, his clientele has been growing steadily. He has learned through experience and through the wisdom of his mother and sister, who helped him get started in this business, which items sell more during each season. Carlos works daily from 9 a.m. to 6 p.m. or later if his customers require it. He makes and sells pajamas, footwear, women's accessories, and many other things customers are looking to buy in December to celebrate Christmas and the New Year with their families. That is why he is requesting this Kiva loan. It will be his second loan with Fundación Mario Santo Domingo. Carlos will use this loan to buy footwear, clothing, and fabric to make sheets. His work is well-known, and in December, his bedding sales increase. With his first loan, Carlos was able to increase his sales. Now, his goals revolve around having a well-positioned business where he will attract more customers and, thus, increase his sales and revenue.

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Translated from Spanish by Kiva volunteer Ellen Craven



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