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Mario is 22, married, lives with his wife and son. With the loan he plans to buy cosmetics for sale. He plans to buy this merchandise to sell it together with his wife and obtain income, to have a better quality of life and economic stability. This is the first loan from FUDECOSUR. He hasn't had loans from state banks before, but FUDECOSUR has provided the loan with more facilities and at a much lower interest rate.
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Mario, tiene la edad de 22 años, está casado, vive con la esposa y un hijo actualmente. El con el crédito pretende comprar cosméticos para su posterior venta. El tiene pensado comprar esta mercadería para vender junto con la esposa y obtener ganancias, para obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Mario to buy cosmetics.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 17, 2012
Currency Exchange Loss:
Jan 17, 2016