A loan of $1,175 helped to make his first house payment.


Teofilo's story

Teofilo is 38 years old and is an independent person. Life circumstances did not allow him to start a family of his own and he still lives with his parents. He currently lives in a rented adobe house. After arriving in the center of the country 15 years ago and not being able to find steady work, he began working as a field hand in organic cacao crops eight years ago. He says that he opted for this activity because of the demand for labor and for the good earnings he receives each campaign. Never the less, he has to deal with external factors, such as the rain, to culminate the work he is assigned because he is a good worker. Even though he is independent, he has various needs to take care of, such as his home and household expenses. He plans to continue working with all the necessary motivation and be able to acquire his own parcel of land so that he can raise organic cacao on it; it’s a very influential and profitable product over the course of each campaign. This way he will be able to help support many families in the region. He is asking for a loan of 3,000 PEN which he will use to pay make the first payment on the home he is currently living in. He eventually want to buy it.

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Translated from Spanish by Kiva volunteer Hugo Reyes


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