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Erica Nicole
Erika is 18 years old, is single and currently lives with her parents. With the loan she expects to buy inputs such as manure and pesticides. She intends to maintain the plantations together with her parents, to maintain them in excellent condition, and the outputs won't be ruined.Thus with her coffee project she will be able to generate more profits to contribute to her family. She doesn't have the necessary capital for this purchase, since she has low resources and doesn't have a way to get the necessary money for this. Because of this she is requesting a loan, and it's the first loan that she has received from FUDECOSUR. She has not had other loans previously in state banks, but FUDECOSUR offered her the loan more easily and the interest rate is much lower...
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Erika tiene 18 años de edad, esta soltera y vive con los padres actualmente. Ella con crédito pretende comprar insumos como abonos, fumigantes. Ella piensa dar mantenimiento a las plantaciones junto con los padres, para mantenerlo en excelente condiciones, y no se pierda la producción, y así con su proyecto de café poder generar más ganancias para contribuir con su familia, ella no cuenta con el capital necesario para dicha compra, ya que es de bajos recursos y no tiene como adquirir el dinero necesario para esto, por lo que ella solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 2
    View loans »
    Costa Rica Loans Fundraising
  • $4,816,325
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Erica Nicole to buy inputs.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 17, 2012
Currency Exchange Loss:
Feb 18, 2014