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Robertha Lisseth

Update on Robertha Lisseth

Robertha is 34 years old, is married, and has two children who are 9 and 16 years old. She is from Chinandega, which is located on the western side of the country. Chinandega is known for being a commercially productive area.

Robertha is a hard-working, responsible woman with a desire to improve her situation. Her business is the sale of general merchandise, which consists of the purchase and sale of goods such as shirts, pants, shorts, blouses, skirts, t-shirts, dresses, bedding, perfumes, and cosmetics, which she distributes on rounds. Robertha's daily routine consists of working 10 hours a day, carrying a 20-kg bundle in which she has her merchandise to offer to both regular and occasional customers.

The objective of the loan is to invest in working capital and supply her business in the buying and selling of merchandise and take advantage of sales to women during the Christmas season. Robertha appreciates the help that the Kiva investors give to people with scarce resources, and to poor countries such as Nicaragua, to help them have a dignified way to make a living.
View original language description ↓
Robertha de 34 años de edad, casada con dos hijos de 9,16 anos. Ella es originaria del Chinandega lugar que está ubicado en la zona de occidente del país. Chinandega se caracteriza por ser una zona comercialmente productiva. Robertha es una mujer trabajadora, responsable, con ganas de superación. Ella tiene por actividad económica la venta de mercadería en general la cual consiste en la compra y venta de mercadería como: camisas, pantalones, short, blusas, faldas, camisetas, vestidos, ropa de cama, perfumees, cosméticos. El cual distribuye de forma ambulante. La rutina diaria de Robertha es trabajar unas 10 horas diarias cargando un bulto de unos 20 kg donde lleva su mercadería para ofrecer a sus clientes fijos y eventuales. El objetivo del préstamo es para invertir en capital de trabajo y surtir su negocio con la compra de mercadería y aprovechar las mejores venta de la temporada navideña. Robertha agradece la ayuda que los inversionistas kiva le brindan a personas de escasos recursos y países pobre como es Nicaragua para a tener un medio de trabajo digno.

Previous Loan Details

Roberta Lisseth has operated a general retail business for more than 15 years. Her customers want a variety of products so she has to work hard to stock the kinds of merchandise they want. She starts getting ready each day at 7:00am and works until 9:00pm when she can finally go home. The busi... More from Robertha Lisseth's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Robertha Lisseth to invest in supplies for her business in the buying and selling of merchandise such as shirts, pants, shorts, blouses, skirts, t-shirts, dresses, bedding, perfumes, and cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 26, 2012
Currency Exchange Loss:
Dec 17, 2013
This photo was used before for a previous loan for Robertha Lisseth. It was first posted on Kiva on Nov, 2011. Learn More