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Danny Alfredo

Update on Danny Alfredo

Danny Alfredo is 32 years old, single and has no children, he lives with his father in Ventanas province of Los Rios.

He is a member of the community bank El Recreo, which is located in San Vicente las lomas, belongs to the Canton Ventanas, this group works in livestock and agriculture.

Danny Alfredo works in agriculture growing corn. He requests the loan to buy seed, insecticide, urea, ranger and fertilizers. With the help from the loan he will be able to buy the fertilizers needed and increase production. He makes his purchases at Ventanas once a month.

His dream is to be able to buy a house and a piece of land to continue growing crops. During his free time he likes to practice street soccer.
View original language description ↓
Danny Alfredo tiene 32 años de edad de estado civil soltero no tiene hijos, vive con el papá en ventanas provincia de los Ríos.

Es integrante de la VRC EL RECREO, se encuentra ubicada en el sector del recinto San Vicente las lomas, Perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.

Danny Alfredo se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar semillas, insecticidas, urea, ranger y fertilizantes.Con la ayuda del crédito podrá comprar los fertilizantes necesarios y aumentar la produccion. Las compras lo hace en Ventanas cada mes.

El sueño es poder comprar una casa y un terreno para seguir sembrando. En el tiempo libre le gusta practicar el indor.

Previous Loan Details

Danny Alfredo, 32, is single and has no children. He lives with his father in Ventanas, Los Ríos Province. He’s a member of the “El Recreo” communal bank in San Vicente Las Lomas, belonging to Ventanas Canton. This communal bank is involved in activities related to agriculture and livestock.... More from Danny Alfredo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Danny Alfredo to buy seed, insecticide, urea, ranger and fertilizers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Nov 26, 2012
Dec 17, 2012
Currency Exchange Loss:
Jul 19, 2013