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Maryluz, 24, is single living with her parents in a village that belongs to the municipality of San Luis, Comayagua. She’s very enterprising. While she was studying she’d bake bread to sell to pay for her schooling. She currently manages a grocery store she inherited from her parents. The store has been in operation for 14 years and has a good clientele. Maryluz wants the business to continue and to grow more so that it will generate the income necessary to help her parents and to have a good quality of life. With the 21,000 Lempira loan she’s requested, she will stock up on food items like basic grains, sugar, eggs, candy, bread, lard, flour, condiments and other food items as well as with cleaning supplies. With this investment she will increase her clientele and her income. She wants to save her profits to reinvest in the business and make it grow.
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Maryluz, tiene 24 años de edad, es soltera, vive con sus padres en una aldea que pertenece al municipio de San Luis, Comayagua. Ella es muy emprendedora, mientras estudiaba elaboraba pan para vender y costearse sus estudios. Actualmente administra el negocio de una pulpería que heredo de sus padres, esta pulpería tiene 14 años de existencia, y tiene buena clientela. Maryluz quiere que este negocio se mantenga y crezca más y que le genere los ingresos necesarios para ayudar a sus padres y tener calidad de vida. Con el préstamo que ha solicitado por 21,000 Lempiras surtirá el negocio de productos alimenticios como granos básicos, azúcar, huevos, dulces, pan, manteca, harina, productos de aseo, condimentos y otros abarrotes. Con esta inversión va aumentar su clientela y sus ingresos. De las ganancias ella quiere ahorrar y reinvertir en su negocio para hacerlo crecer.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $9,870,800
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Maryluz to buy merchandise to stock her store.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Dec 17, 2012
Currency Exchange Loss:
Dec 19, 2013