Carlos Elias is 42 years old and lives with his life partner and their three children in a house they own. He owns a brick-making shop, he makes bricks at wholesale and has several years in the business, which has given him great experience and allows him to maximise his profits, his shop is located in a very good area for his activities, they are well known and have many customers in the zone because everything he makes is premium quality and the prices he sells them for are very accesible, in addition, the service is excellent. Carlos is an intelligent man with many goals for the future, he thinks that we should let our life swallow our dreams rather than our dreams swallow our life. With this in mind he decided to request a loan to INTEGRAL that allows him to buy dirt, clay and labor. Carlos Elias has good credit references and a great reputation, he assures that he will repay his debt and also trusts that this loan will allow him to give his family a better life.
Carlos Elías de cuarenta y dos años de edad vive junto a su compañera de vida y sus tres hijos en casa propia. El posee una ladrillera, elabora ladrillos por mayor tiene varios años con el negocio y eso le ha regalado valiosa experiencia que le permite obtener el máximo de ganancias, la venta esta ubicada en un lugar que califico como muy bueno para sus actividades, son muy conocidos ya tiene mucha clientela en la zona pues todo es de primera calidad y lo vende a precios realmente accesibles además el servicio es excelente; Carlos es un hombre inteligente con muchas metas a futuro , piensa que hay que dejar que nuestra vida devore los sueños, y no sean los sueños quienes devoren nuestra vida, con este pensamiento se decidió a solicitarle INTEGRAL un crédito que le permita comprar tierra, barro, y para pagar mano de obra. Carlos Elías tiene buenas referencias de pago y una moral intachable, asegura que podrá cancelar la deuda y a la vez tiene la confianza que así podrá darle a su familia una vida plena.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.