A loan of $1,125 helped to purchase shirts, pants, blouses, underwear, and more for her clothing store.

Gletys's story

Gletys, 23 years old, lives in Barranquilla on the Caribbean coast of Colombia. She has a store where she sells clothing and women's costume jewelry. She sells products such as shirts, pants, blouses, underwear, chains, watches, and much more. Initially she sold costume jewelry and clothing on credit to her university classmates of four years, and her customers paid her after a short time. Subsequently she bought a display case and set up shop in a location outside of her home in order to sell these products directly to her customers, and she added cash sales. Her customers include friends, family members, and neighbors, as well as referrals from these people. Gletys works every day, buying her products from large stores in the center of the city. She distributes them and displays them in her store among her customers. During each season she has learned to display what the time of year requires, and this gives her business the potential for success. This year her customer base has grown, and the most beautiful time of the year is coming, in which everyone celebrates the holidays with their families. They need to look elegant for that and they have their bonuses and refunds to spend. It is at just this moment that her great challenge is to have sufficient working capital to succeed in pleasing everyone and to obtain her best earnings of the year. The money she has is not sufficient for that, and she has decided to take out a Kiva loan. It is the first financing she has had with Fundación Mario Santo Domingo. She will invest in more of these products such as clothing, shoes, cosmetics, toys, Christmas paper goods, etc. Gletys is very young, but she has big dreams. In the future, she wants to have her own building, and also employees in order to generate sources of employment for those who need it and to contribute to the society of Barranquilla. She is married and someday she wants to have children and watch them grow up - but for the moment, she is focused on her business.

Translated from Spanish by Kiva volunteer Karen Monat

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