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33- Alamos Group
In this Group: Juan Marcelo, Janeth Eugenia, Giovanna, Dalva Karen, Maria Elena, Nilda Monica, Delia, Roger
The “33-Alamos” communal bank has 8 members; six women and two men who carry out a variety of activities. The bank president is Janeth, 25; she has a 3-year-old son. She works selling food in a very busy part of the city of Cochabamba. This loan is her first sequence in the institution and Janeth will use it to buy ingredients like rice, noodles, potatoes and oil at wholesale needed for her food preparation. Her reason for requesting this loan is the lack of capital. The business challenge Janeth faces is that prices have risen and ingredients often are scarce. She will use profits to continue buying ingredients for food preparation. Janeth is a very hardworking person who feels happy and grateful to the institution for the support provided.
View original language description ↓

El Banco de Emprendimiento 33- ALAMOS está compuesta por ocho integrantes de los cuales seis son mujeres y dos varones que se dedican a distintas actividades, la presidenta del banco es la Sra. Janeth tiene 25 años, tiene 1 hijo que tiene la edad de 3 años, se dedica a la venta de comida una zona muy concurrida de la ciudad de Cochabamba, Este préstamo es su primera secuencia dentro de la institución la Sra. Janeth va a usar este préstamo para Invertir en la compra de insumos para la elaboración de sus comidas, como arroz, fideo, papa y aceite por mayor Su razón para solicitar este préstamo por la falta de capital, la Sra. Janeth enfrenta retos en su negocio ya que los precios han subido y muchas veces los insumos escasean y va a utilizar los beneficios en seguir comprando insumos, para la elaboración de sus comidas, la Sra. Janeth es una persona muy trabajadora se siente feliz y agradecida con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 33- Alamos Group's $2,400 loan helped a member to buy ingredients.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Jan 1, 2013
Currency Exchange Loss:
Jun 17, 2013