A loan of $850 helped to buy sweets, drinks and ingredients for lunches for her kiosk.

Aurora Del Carmen's story

Aurora is a 45-year-old woman who lives in the city of Barranquilla with her husband and four children who range from 18 to 26 years old. She sells fried products, soft drinks and sweets in a kiosk. Her experience with this business dates back two years, as she started it in the year 2010 when her husband was unemployed. They both decided to use savings, the product of his severance pay, in the purchase of a kiosk and to begin their own adventure of generating income independently. Initially, they bought a refrigerator and sold drinks and fried foods in a small quantity. With what she earned from the sales she would reinvest to buy a greater assortment. Hers is a family business, all the members of the family attend to it and little by little it has been growing up to the point that they are producers in greater volume. Previously they bought fried foods from third parties, but as of today they make the fried foods themselves daily, having a great reception for being located in a strategic place in front of a large school, where their customers include the students from that educational institution, teachers and also the neighbors of the area. They come to the kiosk and request the product that they want, especially in mid-morning, at lunch time, mid-afternoon and into the evening. So, the clientele is abundant throughout the day.

The loveliest time of the year is approaching for families, Christmas and the New Year, and the clientele of Aurora will deservedly celebrate with unity in their homes. They will spend what is necessary to feel happy. For that reason Aurora will offer products associated with the time of year like desserts, sweets and drinks and she will need a larger inventory of packaged food products like potato chips, cheese snacks and cookies. Faced with the prospect of increasing her sales, her working capital isn’t sufficient to invest as she needs to, for that reason it becomes a great challenge and she is turning to a Kiva loan, her second financing with the Fundación Mario Santo Domingo, to invest it in the purchase of a greater number of sweets and desserts to stock the business. She also wants to diversify, selling lunches and special dishes. They hope that the loan will help them to increase their sales, to be able to satisfy the demand of their customers and to earn more money that will benefit their home, as she has family dreams to fulfill that have to do with her four children. She wants them to be able to continue studying and to continue moving forward in life, so that it is very successful.

Translated from Spanish by Kiva volunteer Melanie Snellings

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